Individual 401k and Pensions

By browsing through the selections below for your specific retirement plan provider, you will find many helpful tools and a breadth of investment information to assist you in selecting your retirement plan asset allocation and specific mutual fund holdings. If right for you, each investment firm also offers blended mutual fund options designed to match your overall objective which can help your selection process.  

In addition, you can get access to updated performance reports, and more specific fund prospectus information which is important to read prior to investing in any mutual fund.  If you need additional assistance, please call 1-877-444-5344.  The professionals at the Wangard Investment Consulting have significant experience in both investment and retirement plan management, and have also have been on your side of the table as independent employers for added perspective.  Please know, however, that we cannot provide specific fund recommendations, direct your investments, or be responsible for income tax implications of your decision or income tax preparation. We are happy to work with your CPAs or tax professionals as necessary. 

OppenheimerFunds

• Home Page Log-on - To log in to manage your plan investments, including on-line reallocation of your mutual funds.
• Designing a Portfolio - For general information on investing and on selecting a portfolio mix for your retirement plan.
• Guide to Oppenheimer Funds - Overview guide on the full range of Oppenheimer mutual funds to get started with your fund selection.
• Asset Allocation Worksheet - Quick questionnaire to complete which produces a specific recommended mix based on your personal profile and objective.  
• Investment Performance - Choose the Monthly Performance Report, and go to page 7, "Class N shares with No Sales Charges". (Note, if you don't see the link for this report, it is likely that OppenheimerFunds is updating the information. You do receive this report in your application kit.)
• Mutual Fund Profiles - Specific information on the holdings and objectives of each mutual fund, including the Portfolio Series funds. (Also, use this link to download a fund prospectus.  Go to the bottom of each profile page for the download prompt.)
• Contribution Processing Site - To log into your own plan site to make your contributions.  Forgot your logon?  No problem, just call 1-800-835-7305, option 3 to retrieve it.
• Prospectuses - To download a prospectus for all detailed information on a mutual fund.  Please read this carefully before investing. (Note, through this program you will be investing in Class N with no front-end or back-end sales charges, unique pricing for association members classified as N-2 pricing.  Specific information on this share class is in the supplement to the prospectus in most cases, but the expense information is analyzed for Class N shares in the general prospectus and applies.)

Pioneer Funds

• Home Page Log-on - To log in to manage your plan investments, including on-line reallocation of your mutual funds.
• PioneerFunds Profiles and Performance - Overview guide on the full range of Pioneer mutual funds to get started with your fund selection. Use this link to download a fund prospectus.
• Prospectuses - To download a prospectus for all detailed information on a mutual fund.  Please read this carefully before investing. (Note, through this program you will be investing in Class A shares at Net Asset Value, with no front-end or back-end sales charges.)

For information, call toll free 877-444-5344 or refer to www.NationalK.com.  Wangard Investment Consulting is the owner and is solely responsible for content on www.NationalK.com.  Oppenheimer funds are distributed by OppenheimerFunds Distributor, Inc., and Pioneer funds are distributed by PioneerFunds Distributor, Inc., and are offered for sale to investors by the Wangard Investment Consulting. Shares of Oppenheimer funds and Pioneer funds are not deposits or obligations of any bank, are not guaranteed by any bank, are not insured by the FDIC or any other agency, and involve investment risks, including the possible loss of the principal amount invested. Association membership may be required to receive preferred pricing under group contract with OppenheimerFunds or PioneerFunds. Wangard Investment Consulting is not a legal or tax advisor, and therefore any information provided in this regard is under the sole authority of the participant to apply such information and act according to IRS rules and provisions. However, Wangard Investment Consulting will be glad to work with you, your accountant, tax advisor and/or attorney to help you meet your financial goals. The retirement plan options offered through this program are participant directed programs. Wangard Investment Consulting does not have discretionary authority to direct the investment selection on behalf of account holders and is not responsible for investment results achieved based on this participant direction.  The associates of the Wangard Investment Consulting are registered to provide investment services in AL, AZ, AK, CA, CO, CT, DC, DE, FL, GA, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV. 

Investment products and services offered through Wells Fargo Advisors Financial Network, LLC (WSFN), Member FINRA & SIPC.  Wangard Investment Consulting is a separate entity from WSFN.  Wangard Investment Consulting (WIC) and WSFN are not affiliated with FACT or firms working on their behalf.  You may contact the investment firms at: OppenheimerFunds Distributor, Inc. (OFDI), 498 Seventh Avenue, New York, NY  10018 and  PioneerFunds Distributor, Inc., 60 State Street, Boston, MA  02109. While WIC and WSFN offer clients access to a wide variety of fund choices, clients will be limited to Oppenheimer fund choices and Pioneer fund choices indicated when participating in this preferred pricing program. (03/08) 

Mutual funds are sold by prospectus.  Please carefully consider the Fund's investment objectives, risks and charges and expenses before investing.  The Fund's prospectus, which contains this and other information about the Fund, can be obtained by calling 877-444-5344.  Please read it carefully before you invest.   

Securities and Insurance Products: